Fair Debt Collection Act

The online identity theft in chat rooms can hold criminal liability for impersonating another person under either forgery, fraud, or identity theft. Online identify theft has been addressed by legislation and criminal and civil prosecution. However, the use of technology necessitates the amendment of certain legislation. The Fair Debt Collection Act has the purpose of amending the Consumer Credit Protection Act to prohibit abusive practices by debt collectors.

The following questions have been addressed in this article:

Can the collector contact a consumer at their workplace?
How can a consumer prove that there is harassment by a debt collector?


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