Effect Of Fair Credit Reporting Act On Consumer Reports

The Fair Credit Reporting Act (FCRA) places a limitation on the use of “consumer reports” or the manner that they can be shared with other entities. Online businesses that deal with this sensitive information should be concerned with this legislation since the FCRA provides guidelines for sharing this information.

The following questions have been addressed in this article:

Can this information be sold for marketing purposes?
Has the FCRA been found to be unconstitutional?

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