Internet Law
Books
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Internet Patents Worldwide
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Internet Advertising Law
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Digital Media: Copyrights and Piracy
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Domain Name Law & Disputes
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Can You Patent This?
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Internet Search - Public Domain v. Intellectual Property Rights
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Emerging Trends: Search Engine Regulations
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E-Books Series is a concentration of the most relevant information on e-commerce and Internet laws and regulations around the world.
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Buy Now
 | | | What Attorneys Need To Know About The Subprime Mortgage Crisis | | | | | |
| | | Introduction | | | | | |
Dr. Ciro Martinez II, PhD, JD, LLM, MBA
Abstract:
The term sub-prime refers to the credit status of the borrower (being less than ideal), not the interest rate on the loan itself.1 Sub-prime is any loan that does not meet prime guidelines. Sub-primelending, also called B-paper, near-prime, or second chance lending, is the practice of making loans to borrowers who do not qualify for the best market interest rates because of their deficient credit history. Sub-prime lending is risky for both lenders and borrowers due to the combination of high interest rates, poor credit history, and adverse catalogs, direct postal mail, product packaging, and trade journals, newspapers and magazines. financial situations usually associated with sub-prime applicants.
The Subprime Mortgage Crisis has severely impacted the duties and responsibilities of attorneys. It has definitely raised many important issues for attorneys and other professionals. Litigation is increasing as lenders, mortgage brokers, bankers, credit rating |
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