Please read this statement to understand how we will treat the personal information that you
give to us. Our privacy procedures include the following:
marketing purposes without providing you with a choice to opt out from such
disclosure, which you can exercise during registration or by editing your Member Profile
at any time.
- We disclose our privacy practices and procedures in this document.
- We do not sell or rent your personally identifiable information to third parties for
Since this policy may change over time as we modify or expand our services, we suggest that
you check back from time to time in order to understand how we treat your information. Your
page prior to the change and provide you an opportunity to opt-out, so that you are always
aware of what personal information we collect, how we use it and under what circumstances we
disclose it. Your continued use of the IBLS Website constitutes your agreement to any such
- We allow users to opt out at any time from receiving e-mail messages from us or from
having information shared with third parties, including selected sponsors or business
- We allow you to access your user profile and change information as you deem necessary.
This statement discloses the privacy practices relating to the collection and use of information obtain
as the result of the use of the IBLS Website. When you visit the IBLS Website you can expect to be notified of:
Questions regarding this statement should be directed to email@example.com. If we have
not responded to your inquiry in a timely manner, or your inquiry has not been satisfactorily
addressed, please contact IBLS by calling 1 949 756 0906.
- What Personally Identifiable Information of yours is collected
- How the information is used
- With whom the information may be shared
- What happens when you leave IBLS to go to other sites
- What choices are available to you regarding collection, ue, and distribution of the information
- What kind of security procedures are in place to protect against the loss, misuse, or alteration of information under the company's control
- How you can correct any inaccuracies in the information
1.What Personally Identifiable Information of yours is collected
Information collected online is often defined as being either anonymous or personally identifiable:
1."Anonymous Information" refers to information that cannot be tied back to a specific individual.
but we do not necessarily know their names, where they live, or their date of birth.
2."Personally Identifiable Information" or
"PII" refers to information that tells us specifically who you are,
such as your name, company name, email address, phone number, or postal address.
The amount of Personally Identifiable Information that you choose to disclose to us
is completely up to you. In our effort to provide personalization and opportunities for prizes
and services, we may at times ask you to submit information such as your name company
name, or email address, or to share other data with us. The type of information may include:
- Credit card information to process your request for products, programs, or services.
- Information you provide when registering to receive goods or services from one or more of our partners.
- Information you provide when entering into a contest, or promotion sponsored by IBLS and/or one of our partners.
- Information you provide when filling out a user survey.
- Information you provide if you contact customer service.
- Data related to the areas of IBLS that you visit and how often you visit those areas.
- This includes co-branded sections of IBLS that are part of our overall service.
You never have to answer any questions, and you
can decline this exchange of information at any time. However, if you
should choose to withhold requested information, we may not be able to
provide you with some of the services dependent upon the collection of
When you surf the Internet, your Internet browser (such as Netscape Navigator(r) or Microsoft
Internet Explorer) automatically transmits some information to IBLS every time you access
content on one of our sites. Examples of such information include the URL of the Web page
you were just on (known as the "Refer"), the IP (or Internet Protocol) address of the computer
you are using, or the browser version you are using to access our site. All of this information
may be collected by IBLS and used to help improve our offerings to you.
IBLS may use third-party advertising cookies to serve some of the ads may appear when you visit
our Web site. These companies may use information (not including your name, address,
e-mail address or telephone number) about your visits to this and other Web sites to provide
advertisements about goods or services that may be of interest to you. If you would like more
information about this practice and to know your choices about not having this information
used by these companies, we encourage you to contact those companies directly or the
Network Advertising Initiative at www.networkadvertising.org for further information on the
policies of major third party ad servers and how to opt-out..
Children Under the Age of 13
As a matter of policy, IBLS does not knowingly collect PII from anyone under the age of 13 or allow such persons to register for our services. For information on how to protect the privacy and safety of children online, we recommend that you visit the Parents and Children portion of the TRUSTe site, which contains information and links to other resources on this subject.
2. How the information is used
We use the personal information you supply us, including your registration data, to enhance
our services, fulfill your requests for products, programs, or services, personalize your
experience and provide you or permit others to provide you with special offers we think you
will find valuable. We also use other information obtained from user site traffic patterns to
better provide you with a personalized experience and special advertising offers and
promotions. We view personalized advertising as beneficial to our users.
We also use your registration data information in connection with other
promotions in order to track your progress, to notify you if you are a winner and to ensure
that we comply with the applicable laws.
IBLS uses the information described above to do, among other things, the following:
- Personalize and enhance the IBLS site and service.
- Send PII about IBLS and its site features, prizes and special offers, unless you have
opted out of receiving these types of communications.
- Send you advertising from third parties including selected and trusted IBLS partners,
unless you have opted out of receiving these types of communications.
- Provide your PII to selected 3rd parties unless you have opted not to permit such
- Provide you with advertising and other promotional offers that we believe will be of
interest to you.
- Contact users for feedback regarding IBLS and IBLS's partners via email surveys.
We may also use the information we collect to develop summary reports for our advertising partners and other partners.
An example of a summary report might be "100,000 people clicked on this link and of those
people, 35% were registered users above the age of 25." We provide this information to
assist our advertising partners and other partners provide and other partners in determining how to promote their products. We do not tell our
advertising partners and other partners provide who it was that saw or clicked on their advertisements unless you have told us this
Unless you have opted out of receiving special offers, emails or other communications from
selected third parties, we also may provide a report to our advertising partners and other partners which tells them who
responded to a particular offer. For example, we might send you an email, launch a new
window within your internet browser, or send you other advertisements in electronic form which
offer you a discount on a particular good or service. If you click on that e-mail or
advertisement or accept an offer or discount contained therein, we may provide the advertiser
with the information necessary to provide you with that discount or offer.
IBLS may be required by law enforcement or judicial authorities to provide Personally
Identifiable Information to appropriate governmental authorities. If requested by law
enforcement or judicial authorities, we will provide this information upon receipt of the
appropriate documentation. IBLS may also provide information to law enforcement to protect
its property and the health and safety of individual as permitted by statute.
Other companies that place advertising on our site may collect information about you when
techniques as described above). Due to the way the Internet technically operates, we cannot
control this collection of information. As an individual you should contact these advertisers or
content providers that place information on the IBLS Website directly if you have any
questions about their use of the information they potentially collect.
Information that you provide while using products such as as IBLS Message Boards, Forums,
or other public areas on the IBLS site is available for all to see. Discretion should be used in entering Personally Identifiable
Information within such forums, as it may be collected by third parties, who are or are not affiliated with IBLS. IBLS does not
actively associate the message content entered by our users with those users' registration information. Our server computers will
retain this information, however; and it is potentially available for distribution to third parties -
most obviously law-enforcement agencies acting under court orderd subpoena power, per the terms of this
users, nor is it ever willingly distributed to any third party, such as an advertiser, except if
3. With whom the information may be shared
In general, IBLS does not disclose your personally identifiable information to any third party
without first providing you with an opportunity to opt out, except in special situations described
below, such as to comply with the law or administer the site. Unless you have opted out,
IBLS may make your personally identifiable information available to selected companies.
You can elect to opt-out at anytime by updating the preferences in your Member Profile. You
can also elect not to use certain services or participate in certain promotions if you do not
want your information shared with the third parties who are sponsoring or administering such
promotions. In the event that all or substantially all of IBLS's stock and/or assets are
transferred or sold to another entity, IBLS may transfer personally identifiable information to
the acquiring entity. If, as a result of such a business transition, your personally identifiable
information will be used in a materially different manner, you will be given choice consistent
with our policy regarding notification of changes.
IBLS may disclose your personally identifiable information if we believe in good faith that we
are required to do so in order to comply with applicable law, a subpoena, or other legal
process. IBLS may also disclose personally identifiable information when we have reason to
believe that disclosing this information is necessary to identify, contact or bring legal action
against someone who may be violating our Terms of Service or to protect the safety of our
users and the public or under confidentiality agreements with certain third parties which assist
us in developing, operating and maintaining IBLS.
4. What happens when you leave IBLS to go to other sites
IBLS does not control the information collection and distribution policies on Internet domains
other than those internet domains that are under the control of IBLS itself. When you are on
the IBLS Website, you may be directed to other sites that are beyond our control. For
example, if you "click" on a banner advertisement, link within a summary or an IBLS Website search result, the
"click" may take you off the IBLS Website site. These other sites may independently collect
data, solicit personal information, or send their own cookies to you. IBLS is not responsible
for any use of the information including click-stream data, that you may create when using
such third party sites.
We also offer you access to "co-branded" services that are jointly provided by IBLS and
selected companies. In many cases, these co-branded services will contain IBLS Website
branding, but may not be hosted by IBLS. You may notice that you are on a co-branded site
if the pages say "provided by", if standard IBLS branding is not displayed on the top of the
page, or if you are asked to subscribe for any service or provide additional information. In
such cases, if you use the co-branded service, IBLS may be entitled to receive information
about what you do when using that service. If you elect to provide additional personal
information using a co-branded service, the information you provide may be shared or jointly
retained by the provider of that service in accordance with that provider's privacy policies and
terms of service. We encourage you to read the privacy polices of these other companies and
to contact these companies directly if you have any questions about their use of this
information. When you are using a co-branded service, we will attempt to make sure that
there is a link to the service provider's applicable privacy policies and terms of service.
We may also offer you access to software products which are installed on an individual user's
computer. IBLS software applications automatically communicate over the Internet with our
servers and, in order to provide you with IBLS Website services, may convey to IBLS certain
information regarding your activities at destinations other than the IBLS Website, such as
the URL of sites you visit. IBLS software applications may also upgrade their functionalities
from time to time, and some of these functionalities may expand the scope of the
information that is communicated to IBLS Website's servers.
5. What kind of security procedures are in place to protect against the loss, misuse, or alteration of information under the company's control
IBLS operates secure data networks protected by industry standard firewall and password
protection systems. Our security and privacy policies are periodically reviewed and enhanced
as necessary, and only authorized individuals have access to the information provided by our
users. Even your registration account password is encrypted before it is sent to our computers.
Any other particularly sensitive information, such as a customer's credit card number collected
for a commerce transaction, is also encrypted prior to transmission.
IBLS takes steps to ensure that your information is treated securely and in accordance with
Internet can be guaranteed secure. As a result, while we strive to protect your personal
information, we cannot guarantee the security of any information you transmit to us or from
our online products or services, and you use these services at your own risk. We recommend
that you do not divulge your password to anyone. IBLS will never ask you for your password
in an unsolicited phone call or in an unsolicited email. You the consumer are ultimately
responsible for the security of your IBLS Member Name and password.
6. How you can correct any inaccuracies in the information
IBLS believes strongly in providing you with the ability to access and edit the personal
information that you have provided to us. To update the information retained about you, or to
deactivate your account, please visit our IBLS Membership Services area. "